High Credit Score Secrets - The Smart Raise And Repair Guide to Excellent Credit - by Thomas Herold (Paperback)
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<p/><br></br><p><b> About the Book </b></p></br></br>Use the most effective and proven strategies to boost your credit score from as low as 450 points to over 810. Understand the tactics to build excellent credit for yourself and how to guard that good score for a lifetime.<p/><br></br><p><b> Book Synopsis </b></p></br></br><p><strong>Poor Credit Score Could Cost You Hundreds of Thousands of Dollars!</strong><br /> Increasing your score from 'fair' to 'good' saves you an average of $86,200* over a lifetime. Imagine what you could do with that extra money?<br /> <br /> Did you know that 82% of financial problems are due to a lack of credit card knowledge? With over 75 million people in the United States in need of credit improvement or repair, one of the largest issues is the lack of credit know-how.<br /> <br /> <em>A good credit score is essential if you want to enjoy financial freedom.</em><br /> <br /> <strong>Learn How to Use Credit Cards to Build Good Credit</strong><br /> Good credit doesn't happen overnight. Discover the most effective strategies to boost your credit score from as low as 450 points to over 810. Understand the tactics to build excellent credit for yourself and how to guard that good score for a lifetime.<br /> <br /> <strong>Improve Your Credit Score in 45-60 Days or Less</strong><br /> This practical credit compendium reveals over 50 ways you can instantly boost your credit rating. Understand the exact mathematical algorithm that all 3 major credit bureaus use to calculate your credit score. Learn what actions you can take to improve your credit score and what behavior will demote it.<br /> <br /> <strong>High Credit Score Secrets Reveals: </strong><br /> - How to get free credit reports and monitoring services<br /> - Quick solutions to the most common credit problems<br /> - Best credit practice based on age and profession<br /> - What credit cards to use based on your financial needs<br /> - Understand exactly what credit agencies are looking for<br /> - Most effective ways to build and improve your credit score<br /> - Step-by-step process to settling your debts<br /> - Best identity theft protection and monitoring services<br /> <br /> Includes simple and easy to follow instructions on how to handle credit bureaus if they refuse to remove inaccurate, unverifiable and questionable information. What you need to know about the recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior.<br /> <br /> <strong>You Are in Good Hands with Thomas Herold</strong><br /> Thomas Herold is the author of over 35 financial books. He published the 'Herold Financial IQ Series', which explains over 1000 financial terms in 16 editions. He is an expert in the financial world and understands how to educate and teach in simple and easy ways.<br /> <br /> <strong>Smart Do It Yourself Credit Repair</strong><br /> Learn the exact methods that the credit bureaus don't want you to know. Apply the simple step-by-step process the experts use to delete all derogatory items from your credit reports. Bankruptcies, late payments, repossession, collections, judgments, liens, etc. Imagine being pre-qualified for your dream home, the car you always wanted, the lowest interest on any loan, and credit cards with zero interest rates over long periods of time.<br /> <br /> <em>Don't let bad credit hold you back from achieving financial freedom. Your credit score not only influences all your future choices, but it also can save you thousands of dollars. In today's financial driven world it is the most critical decision to keep educating yourself.</em><br /> <br /> <strong>You Deserve to Have Good Credit</strong><br /> Don't be afraid to step up and get a handle on your credit score and report. It's not rocket science and you have the right to know how you can get good credit and keep it. </p><p/><br></br><p><b> Review Quotes </b></p></br></br><br><p><strong>Reviewed By Rabia Tanveer for Readers' Favorite</strong><br /> High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit by Thomas Herold is a self-help book for anyone who wants to improve their credit score. Having a good credit score is very important, especially considering you need to have a good credit score to be able to fully enjoy your life financially. While most people aren't aware of the impact their credit history and credit score have on their financial situation, the people who do realize its importance are always trying to make it better.</p><p>With this book and the techniques mentioned in it, you not only can improve your credit score in less than two months, but you can also find ways that will help you understand how your credit score is usually affected. The author shares some secrets as to how you can find solutions to the most common yet unknown credit issues, understand the credit agencies, tips for settling debts, getting free credit reports, identity theft protection and more.</p><p><br /> The author uses a rather simple language to describe some very difficult concepts. Understanding credit history and credit score is not easy, especially considering that it is a very complex thing to grasp. Thomas Herold makes it as easy as possible to follow and ensures that the reader gets the maximum understanding out of it. The tips shared are also very easy to follow and practical. The overall vibe of High Credit Score Secrets is very positive and encouraging. The author empowers you with knowledge and allows you to draw your own conclusions. Really good book, one that will be beneficial for many people! A very informative book that gives sound advice.<br /> <br /> <br /> <br /> <strong>Reviewed By K.C. Finn for Readers' Favorite</strong><br /> High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit is a work of non-fiction focused on the business and finance sector, and was penned by author Thomas Herold. In this extensive and fully comprehensive guidebook, Herold takes readers into the world of credit scores, unpacking and explaining the full extent to which poor credit can affect the rest of your life and your financial freedom to achieve what you want. From dealing with inaccurate information to getting a free score and monitoring service, the guide allows the everyday reader to fully understand the maths behind the credit score judgment, and then repair it for themselves in easy to access ways.<br /> <br /> Credit is a murky world in today's sphere of fine print and big business, and it can be a huge downfall for those who don't understand its many effects. One of the most wonderful things about this handy volume by author Thomas Herold is the fact that he acknowledges the individual differences that age, profession, and other status elements can make to the credit-using individual, and so his advice is fully diversified for them in those instances where it really matters.</p><p>The guide is fully organized with titles in the form of questions, making it easy to find the answers that you're seeking right away. The narrative style is also highly accessible, with clear explanations of essential terms and how different mathematical processes work. Overall, High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit is an excellent work that delivers what it promises.</p><br>
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