<p/><br></br><p><b> About the Book </b></p></br></br>Financing a reliable car or the home of your dreams requires good credit. A low credit score will increase the interest and fees you'll pay to borrow money, and might even prevent you from renting an apartment or being approved for a credit card altogether. This comprehensive how-to manual will help you rebuild your credit and teach you how to protect it from future damage.<p/><br></br><p><b> Book Synopsis </b></p></br></br><b>Bad credit can get better</b> <p> A bad credit report can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. The sensible strategies in <i>Credit Repair</i> help you take control of your finances, clean up your credit report and rebuild your credit. Learn how to: <p><ul> <li> prioritize debts and create a budget <li> reduce debts and cut expenses <li> negotiate with creditors <li> correct credit report errors and remove old information <li> add positive information to your credit report <li> adopt strategies to rebuild your credit, and <li> avoid identity theft and credit repair scams. </ul><p> Updates to the 14th edition of <i>Credit Repair</i> include the new FICO scoring system and federal CARES Act credit reporting guidelines, changes to credit freeze and fraud alert laws, the availability of additional free credit reports during the pandemic, and more. <p> <b>With downloadable forms: </b> Get forms, worksheets, and sample letters--to help you handle debts, clean up your credit, and avoid overspending (details inside).<p/><br></br><p><b> Review Quotes </b></p></br></br><br>Now in an updated 13th edition, <i>Credit Repair</i> is a guide to improving bad credit, written by professional bankruptcy and foreclosure attorneys. Crafted to be in-depth yet thoroughly accessible to readers of all backgrounds, <i>Credit Repair</i> covers how to prioritize debts and create a budget, negotiate with creditors, correct credit report errors and remove old information, avoid identity theft and credit repair scams, and much more. Access to the nolo.com website, where one can download the forms contained in <i>Credit Repair</i> and obtain timely legal updates, complements this must-have guide for anyone struggling with credit woes. Highly recommended, both for personal use and for public library collections. <i>The Midwest Book Review</i> <p> A helpful guide for people who have sunk into debt, offers ideas for setting a budget and repairing credit history. <i> Washington Times</i> <p> A high quality, do-it-yourself credit repair approach... <i>Reuters</i> <p> How do you distinguish genuinely helpful credit-repair professionals from scam artists? Ask your library for books such as Credit Repair. <i>Chicago Sun-Times</i> <p> Attorneys Loftsgordon and O'Neill explain how people who have fallen behind on bills, been sued, faced a repossession or foreclosure, or even declared bankruptcy can take simple and effective steps to repair their credit. Their topics include credit reports and credit scores: the nuts and bolts, the first step to a better credit scoreEithne O'Leyne, Editor Ringgold, Inc. ProtoView</i> <p> <b>From the Author: </b> It can be easy to fall into debt, but challenging to pay that money back. Unfortunately, the consequences of mounting debt, like delinquent bill payments, defaults, lawsuits, repossessions, foreclosures, and bankruptcy, eventually find their way into your credit report and damage your credit score. If you find yourself in a bad credit situation, this book will help you take simple and practical steps to raise your credit score and repair your credit.<br>
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